ars technica seems convinced , like so many others, that Google is planning a mobile phone to rival Apple's entry into the market. Citing a year old patent application for "A computer-implemented method of effectuating an electronic on-line payment includes receiving at a computer server system a text message from a payor containing a payment request representing a payment amount sent by a payor device operating independently of the computer server system, determining a payment amount associated with the text message and debiting a payor account for an amount corresponding to the amount of the payment request, and crediting an account of a payee that is independent of the computer server system.", as evidence. One thing is for sure, the speculation is reaching Apple proportions!
